Graduate
Note: Eligibility for these programs is restricted to those persons who are citizens or eligible non-citizens. Funding for these programs is contingent on federal approval and are subject to change. The guidelines may not be inclusive of all eligibility criteria. For more information, visit https://studentaid.gov/.
Graduate students are primarily awarded only federal aid, if eligible, including the Federal Direct Student Loan Program. Students wishing to apply for student loan assistance must complete the Free Application for Federal Student Aid (FAFSA) each academic year.
The Financial Aid Office will use the student’s North Greenville University email address as the official form of communication regarding deadlines, awards, adjustments and notifications.
Additionally, students may view financial aid information via their NGU Financial Aid Portal.
How to Apply for Federal Financial Aid
1. Complete the Free Application for Federal Student Aid (FAFSA) online. The FAFSA must be completed each academic year.
2. Include North Greenville University with our federal code of 003441.
3. Submit all required documentation as requested by the Financial Aid Office in a timely manner to avoid delays in awarding of aid. Check your personal financial aid portal often for updates by visiting the NGU Financial Aid Portal.
Federal Direct Student Loan Program
The Federal Direct Student Loan Program enables a student to borrow directly from the government. A graduate student must be enrolled for at least three credit hours and must submit a FAFSA. The Financial Aid Office will counsel students as to the types of loans they may be eligible to receive and as to the amount they may borrow. New borrowers must complete an online entrance counseling session and sign a Master Promissory Note before a loan can be disbursed.
These requirements must be completed online at https://studentaid.gov/ using the student’s FSA User ID.
A graduate student may be eligible to borrow up to $20,500 per award year in a Federal Unsubsidized Student Loan.
Repayment of the loan begins six months after the student graduates or ceases to be enrolled on at least a half-time basis at an institution of higher education.
Federal Direct Graduate PLUS Loan
The Federal Direct Graduate PLUS loan is a low-interest loan that graduate students may borrow on their own behalf. FAFSA completion is required to determine eligibility. A new PLUS Loan application is required for each academic year, even if the student has been awarded a PLUS Loan in a previous academic year.
Repayment begins sixty days after the loan is disbursed or may be deferred until six months after the student graduates or drops below half-time status. A student may apply for a loan amount up to the Cost of Attendance (COA), as determined by the University, less any other financial aid. We encourage students to borrow only the amount needed to cover educationally related expenses.
In addition to the Grad PLUS Loan application, new borrowers are required to complete the following:
1. Online Entrance Counseling
2. Grad Master Promissory Note
For applicants with adverse credit: You may still be eligible for a Grad PLUS Loan if initially denied. Visit https://studentaid.gov/ for more information. Applicants with adverse credit whose applications are denied may choose to appeal the credit decision or seek an endorser for their PLUS Loan.